What is a Public Adjuster?A Licensed and Bonded authority on insurance loss adjustments hired by you to prepare, file, and negotiate your claim.Are they connected with the Insurance company?No. They are employed exclusively by you, the policyholder, not the insurance company.Can my Insurance Agent help me with my claim? No, your insurance agent or broker serves you in connection to placing coverages. As a general rule,insurance agents do not have claims handling expertise, to render the same claim handling service that Nunez and Associates, Inc. can provide.
Why should I pay to obtain what is rightfully due me?
Even thou most insurance companies usually pay their claims, the fact remains that the burden of proof lies with you the policyholder. We prepare your loss taking in account numerous policy factors, that must be considered. You should never risk filing your claim without someone knowledgeable on your side. Additionally research shows that insurance company settlements, without the expertise of a public adjuster, are on average from 60% to 300% percent lower , than what the claim should be settled for .A public Adjuster ensures maximum settlements.
How does Nunez and Associates, Inc. determine the actual Loss? We take physical Inventory of all Damaged items, we retain the services of Contractors, Engineers, Inventory Specialists, and numerous other professionals as necessary to ensure the greatest accuracy of the claim. Most importantly we make sure that all the stipulations in your policy are observed.
Will the Insurance company recognize a Public Adjuster as my representative? Yes most insurance companies would rather work with an experienced Public adjuster , than with an inexperienced claimant.
Can't I hire an attorney to help me file my claim?Yes you may, but most attorney are not trained in handling routine insurance claims and their fees for services will be much higher than thoses of a public adjuster.
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Que es un Perito Publico?Un perito o tasador es una persona licensiada y autorizada para ajustar sus perdidas y son empleados por usted para preparar y negociar su reclamo.
Son ellos asociados con las compania de seguros?
No.ellos son empleados exclusivament por el asegurado y no por la compania de seguro.
Mi agente de seguro no me puede ayudar a procesar me reclamo?
No, su agente le ayuda a usted a obtener las coverturas de seguros. En general , los agentes no tienen conocimiento ni experiencia extensiva de perdidas como nosotros.
Porque debo pagarle a alguien lo que en realidad me pertenecer a mi?
Hay muchos factores que se tiene que tomar en consideracion cuando se prepara una reclamacion. Usted no debe arriesgarse de preparar una reclamacion sin tener alguien calificado para guiarlos. En addicion,los estudios de las compania de seguro , cuando han procesado las perdidas sin la experencia de un perito publico,en promedio, se estima que las perdidas son de 60 - 300% por debajo de lo que debian haber pagado.
Las Compania de seguro reconocen a perito publico como mi representante?
Si, la mayoria de las compania prefieren trabajar con un perito publico que con un reclamante sin experencia.
Puedo emplear un abogado para que me ayude con mi reclamo?
Si , usted puede hacerlo, pero la mayoria de los abogados no saben lo sufficiente para manejar los reclamos de seguro, ya que no manejan esto diariamente como nosotros. y tambien los cobros por servicios son mucho mas que los de un tasador publico. Algunos , dicen que las compania de seguros les pagan directamente, la realidad es que ese pago sigue saliendo de su reclamo total. Los honoriarios de los abogados son approximado de 30-40 % de su reclamo.
Como es que Nunez & Associates determinan lo que va ser mi perdidad?
Nosotros hacemos inventarios ,nos aseguramos que las estipulaciones en su poliza sean bien estudiadas. Tambien usamos los servicios de especialistas y profesionales necesarios como ingenieros, o contratistas para aseguranos que su reclamo sea preciso y correcto.
Carlos Brito ( HomeOwner)
Dealing with the insurance company was a nightmare. Thanks to Mr Nunez, from Nunez and Associates , the carrier stopped making us jump through hoops to get our claim paid. We were able to replace our roof , and it was handled very professionally.
Tropical Furniture ( Warehouse)
After our Hurricane loss , Mr. Nunez filed our claim for us and we were paid for all our damages . We greatly appreciate Mr. Nunez for all his help we could not have handled the stress without him.
H.S. Investments
Our Fire loss was extensive, we were concerned, about the repairs. with Mr. Nunez help the claim was paid in a timely manner and, we were able to repair and remodel our building. I cant stress the importance of having Mr. Nunez on your side.
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