What is a Public Adjuster?
A licensed and Bonded Authority on loss adjustments hired by the policy owner to prepare, file and negotiate your insurance claim.

Are Public Adjusters Connected with Insurance Companies?
No. Public Adjusters are employed exclusively by you, the policyholder, not by an Insurance Company.

Can my Insurance Agent help me with my claim?
No. Your Insurance agent or broker assist you in connection with placing insurance coverage with your Insurance Company.

How does Nunez and Associates determine the actual loss?
We take a physical inventory; we make sure that all the stipulatons in your policy are observed.

What is Nunez and Associates area of expertise?
Fire and Extended Coverage Perils
Hurricane Wind Storm
Contents and Structural Losses
Property Damage (Real and Personal)
All Comercial Losses
Business Interruption
Water Damage
Flood and Earthquake
Burglary
Inland and Ocean Marine
Boiler and Machinery
All Risk Coverage
All Other Firtst Party Claims

What are our fees?
Our fee for services rendered is based on a reasonable percentage of the collectible loss when received, plus any incurred expenses if applicable, and agreed upon in advance. We collect no fee unless you do. No settlement will be concluded without the clients approval to conclude the loss.

Can Nunez and Associates hadle claims in the State of Florida?
Nunez and Associates are licensed by the State of Florida to represent Insurance Policy Owners in the entire State. Corporate offices are located in Hialeah, Florida. Additional offices are located throughout the State of Florida.